SERVEEZ FINANCIAL TOOLS

Step-up SIP Calculator

Estimate how increasing your monthly SIP every year may help build wealth over the long term. Explore different investment amounts, annual step-up percentages and investment periods.

← All Calculators
STEP-UP SIP MODE

Plan Your Growing SIP

Adjust your investment details to calculate an illustrative estimate.

₹5,000
₹500₹1,00,000
10%
0%50%
12%
0%30%
15 years
1 year40 years

YOUR ESTIMATED RESULTS

Your Investment Summary

Estimated Maturity Value

₹40,98,469

After 15 years

Total amount invested₹19,06,349
Estimated returns₹21,92,121
Total estimated value₹40,98,469

What does this estimate mean?

Your monthly SIP increases by 10% every year. The estimate shows how those increasing contributions could accumulate over 15 years at the assumed annual return of 12%.

Explore Mutual Fund Distribution Services

Enquire about mutual fund distribution services and learn about investment options relevant to your financial goals.

Explore Mutual Fund Services →

Interested in Starting a Step-up SIP?

Share your details to enquire about mutual fund distribution services. Your enquiry will open in WhatsApp.

What is a Step-up SIP?

A Step-up SIP is a systematic investment plan in which the monthly contribution is increased periodically, commonly once every year. This can help investors align contributions with possible increases in income and savings capacity.

How is the Step-up SIP calculated?

This calculator derives an equivalent monthly rate from the assumed annual return. It applies that rate monthly, adds the monthly SIP at the end of each month, and increases the SIP contribution after every 12 months.

Explore Other Investment Calculators

Important Disclaimer

This calculator provides illustrative estimates based on the inputs and assumed return rate. Actual mutual fund returns are market-linked, fluctuate and are not guaranteed. The calculation assumes monthly investments at the end of each month and increases the SIP once every 12 months. This is not investment advice or a promise of returns. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.