What is a SIP?
A Systematic Investment Plan (SIP) is a way of investing a fixed amount at regular intervals, commonly every month, in a mutual fund scheme. It is an investment method, not a separate type of mutual fund or a promise of returns.
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SIP Calculator
Explore how regular monthly investments could grow over time. Change the amount, assumed return and duration to understand different investment scenarios.
← All CalculatorsPlan a monthly SIP
Adjust the values to see an illustrative estimate.
₹
₹500₹1,00,000
%
0%30%
years
1 year40 years
Estimated value after 10 years
₹11,20,179
Amount investedEstimated returns
How can a SIP calculator help?
It helps you explore scenarios by changing the monthly amount, assumed rate and duration. You can compare the amount you may contribute with a hypothetical future value while planning toward long-term financial goals.
How is the estimate calculated?
This calculator converts the assumed effective annual rate into an effective monthly rate and assumes each SIP contribution is invested at the beginning of the month. Actual scheme returns are not fixed or predictable.
SIP does not remove investment risk
Regular investing does not guarantee a profit or protect against loss. The value of mutual fund investments can rise or fall, and investors should understand the scheme risk, time horizon and their own ability to bear losses.
Important information and disclaimer
The result is a mathematical illustration based on the inputs entered and the assumptions described above. It is not an actual return, forecast, assurance or guarantee. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully and consider the scheme Riskometer before investing. The calculator does not account for taxes, exit loads, expenses, changes in cash flows or the timing of actual transactions. This tool is for education and general information only and is not a recommendation to buy, sell or hold any mutual fund scheme.